Draft. This policy is being reviewed by our lawyer and may change before FEEX opens. Words in [brackets] will be filled in.

Privacy Policy

Last updated [date]

[Company name] (RC [number]) is the data controller for FEEX under the Nigeria Data Protection Act 2023. Contact our data protection officer at [privacy email].

What we collect and why

InformationWhy we need it
Name, phone number, emailTo create your account and send sign-in codes and alerts
NIN or BVN, ID photo, selfieTo verify artisans, listers and staff, and to prevent fraud
Guarantor name and phoneTo confirm an artisan's or lister's identity and conduct
Proof of trade or propertyTo check that a role is real
Bank account numberTo pay artisans their share
Jobs, chats, photos, reviewsTo run bookings, settle disputes and show ratings
Location: an artisan's live position while travelling to a paid job, and the map pin a customer drops on their homeTo show the customer where their artisan is and when they will arrive, guide the artisan to the job, and settle call-out fees
Listings and the contacts you unlockTo run Rent & Stay and stop misuse
Device and usage dataTo keep the service secure and working

We never see or store your full card details. Paystack handles them.

Who we share it with

We share only what each service needs: Paystack (payments and payouts), [verification provider] (identity checks), Termii (text messages), Resend (emails), Cloudinary (photo storage), MongoDB Atlas (our database) and OpenStreetMap (map pictures, which your phone loads directly). We share a lister's contact details only with a Premium member who unlocks that listing. We may share information when the law requires it. We never sell personal data.

Where it is stored

Our database and photos are stored on servers in [Frankfurt, Germany], under the safeguards the Act requires for transfers outside Nigeria.

How long we keep it

We keep account data while your account is open. We keep only an artisan's latest location, never their route, and only while they travel to a job: it is deleted when the job starts, is marked done or is cancelled, and sharing stops by itself after 4 hours. Only the customer on that job can see it. A customer's map pin is kept with the job record, and the artisan sees it only once the job is paid. We keep payment records for [6] years as tax law requires, and ID documents for [12 months] after verification ends, unless the law requires longer.

Your rights

You can ask to see, correct or delete your data, object to its use, or take a copy with you. Write to [privacy email]; we reply within 30 days. You can also complain to the Nigeria Data Protection Commission.

Emails from FEEX

If you join our waitlist and tick the box, we email you launch news and offers. Every email has an unsubscribe link, and you can also reply with the word unsubscribe.

Security

We encrypt connections, limit staff access by role, and log staff actions on accounts and payments.

Changes

We will tell you in the app before material changes take effect.